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What Is The Average Cost For Business Insurance? Specifically Liability And Workers Compensation.? |
I am working with a skincare product company that needs to purchase insurance to cover various things such as allergic reactions, etc...Is that liability? What are the average costs? Also need recommendations for health insurance for workers.
| Answer: Workmens Comp will cost you apx 1% of each worker's salary monthly. Not too expensive but it eats up your profit. Business insurance will be tied into the type of operation you run. Heavy trucks and lifting motors? $250 per worker per month? Sitting in an office? $50 per worker per month. You didn't mention health insurance but you can guess that will be at least $250 per month per person without covering their family. I hope that you are really going to open a business. i did. I wish i'd done it sooner. It's been fun. |
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