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How Can You Find Out A Property Owner's Insurance Company?

Question by sdj4u | Posted in Insurance

Can you sue the owner for violent acts of a minor who lives on their property as well as the violent act physically occuring on their property? My daughter was jumped from behind and beat violently in the head. The girl recieved a "ticket" yet my daughter had to go to the hospital. Now she is afraid to go to school. The attacker is in her class.

Answer: You ask the property owner. That information is protected by the privacy laws.

You sure can sue the minor and the parent. You'd hire a lawyer to do that. You sue for your damages.

Insurance doesn't cover illegal acts, like beating someone up.

You're probably better off filing a restraining order against this kid - that will keep her away from your property, likely her property, too, and out of the classroom.
 
 

Where I Can Find Home Owner Insurance Policy For My Rental Property?

Question by kdmn | Posted in Renting & Real Estate

I have a rental property, which i want to insure? wher I can get help.

Answer: From the question it sounds like you are the landlord...

Call any of the major insurance players in your area and ask for a non-owner policy. This will cover your liability, the structure and a small amount for your personal property. Most landlords keep very little personal property in their rental homes however things like the stove (if it is a push in type unit) can be considered personal property since it is only coinnected to the home by the gas line and or plugged into the wall.

I have my policies with Farmers however they may not be available in the state you reside in. Also, check with whomevery your primary home is insured with or whomever you have your

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Ok A While Back A Tree Feel On My Car, My Auto Insurance Paid For The Damages. I Think The Property Owner's In?

Question by A C | Posted in Insurance & Registration

insurance should have been liable, can I still sue them for the damages?
Ok then can I sue for the deductable cause I am out that?

Answer: Sure you can sue.. you can sue for anything. Do you have a chance of winning, not at all. You will have to prove it was their fault, you can't unless they pushed the tree over, so you lose.

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Joint Owner On Property Insurance In His Name?

Question by ernie | Posted in Insurance

My father recently gave me his portion of a cabin that his brother and he owned together. I am now responsible for half of the bills, but find myself in an odd position since the property insurance is in his name and he say he is unable to add me to the policy because he fears when they redo the insurance they will not want to insure it because it is an unoccupied dwelling in a high fire zone. I am not sure what to do. I am about to send him payment for this years insurance, but need to know what i should do for the future. I also have had very little contact with my uncle and would be unable to speak on his character.

Answer: He CAN add an "additional named insured" to the policy, without it being underwritten.

However, you ALSO can buy property insurance on the property, to cover your interest in it - and you damn well want to do that, for two reasons:

1. YOU aren't covered under HIS insurance, if someone sues you for an injury that occurs on the property.

2. if your name isn't on the policy, and the place burns down, you do not get any money from it.

NEVER EVER pay for SOMEONE ELSE'S insurance. You need to not send him the money - spend it on buying your OWN policy, since your name is now on the deed. If you give him money, YOU have no insurance,

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Is There A Insurance That Rental Property Owners Can Buy For Appliances And HVAC Units And Other Losses?

Question by Jigar M | Posted in Renting & Real Estate

Is there a insurance policy that rental property owners can purchase to cover losses that homeowners policy does not cover?

Answer: Home warranties are available, but they are expensive and not really worth it.

If you can't afford to replace an HVAC you haven't set aside enough cash reserves and you don't have much business being a landlord.

Boost your cash reserves and become more self-reliant.

good luck!

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Homeowners Insurance 101

Learn the basics about homeowners insurance in a flash. Hear from a one of the nation's top insurance advisors who will explain why homeowners ...

Home Owner Insurance Policies: A Checklist | Business

by z

There are also peril-specific policies such as flood insurance or earthquake insurance. There are standard home owner insurance policies. Here is a list of things you should be mindful of when you are looking to get home owner insurance. This is the amount you have to pay before the insurance company pays out. Keeping your home protected is no small feat, especially if it’s in terms of insurance-protection....

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