Would "TORT Reform" Be As Successful As Michigan's "No-Fault" Insurance Law?
Question by Subject 2 Change | Posted in Politics
No-Fault insurance in Michigan was designed to do away with frivolous lawsuits, but now the courts in Michigan are filled with people suing their own insurance companies to "pay-up" on the premiums they've collected upon.
Is "that" the "TORT Reform" we have to look forward to - If the GOP were to "walk the walk" for a change?
Answer: We have had 'Tort Reform' in California for more than 10 years. I had not impact on insurance prices, not health insurance, not automobile insurance, not malpractice insurance and not Workman's Comp insurance. As a matter of fact it made things miserable for people who are injured on the job. The workers comp insurance gets ordered by a judge to pay the benefits, then a few month later they thumb their nose at the judge and stop the benefits. Go do a search on Nataline Sarkisyan. The 17 year old girl killed by the cigna death panel that Sarah palin and max baukus think are so cool
What Is Work Loss Benefit (PIP) For Homemaker Under Michigan No-fault Insurance Law?
Question by Bjorn Johnson | Posted in Insurance & Registration
Michigan is a no fault insurance state. They force you to have medical and work loss coverage in the event of an accident taking away your health or an ability to work. You can coordinate with existing medical or work loss (disability) insurance to save money.
Does anyone know if there are any mandates set for work loss benefits for a homemaker? The law forces me to carry work loss benefits for my wife, who is a homemaker and receives no income, however, it feels to me like I am paying premiums on coverage from which we would never - God forbid - receive any benefit.
Answer: MI PIP is funky and different than any other state out there.
I suggest you contact your agent and pose this question to them. Or call your insurance company and ask to talk to a PIP adjuster. The adjuster with their experience can state what coverage she may or may not get due to her being a homemaker.
Is Insurance Required By Sate Law In Michigan On A Boat?
Question by zollcat111 | Posted in Insurance & Registration
Answer: If you have a homeowners policy it is automatically covered up to 2500 dollars and you can add extra $ to your policy with a special endorsement.
Is There A Law In Michigan Requiring Parents To Add 18 Year Olds To Their Auto Insurance Policy?
Question by subhash s | Posted in Insurance
Answer: If you are considering not notifying your insurance company about your kids who have driver licenses and live in your household, don't go there. What you are doing is committing a material misrepresentation about the policy. This can allow your company to void coverage for losses under certain cases. It isn't worth the risk.
How Do I Calculate The Interest My Insurance Company Owes Me On My Claim Under Michigan.law?
Question by James | Posted in Insurance
My property claim was referred to a third party appraisal process by State Farm. Under Michigan Law if there is a difference between what the insurance company paid at the beginning of the claim and what is awarded, the insurance company must pay interest on the difference. The Umpire made an award that was significantly greater than State Farm's estimate but now State Farm is claiming their interest liability is limited by the initial estimate of a contractor done before the claim was referred to appraisal and before the full cost of the repairs was known and recognized by the umpire. Can anyone help me with the rules/law/ case reference to fight back and get the full interest award?
Answer: I couldn't find anything in a quick search, but I can tell from the way you worded it, that it's not correct.
Anyway. A quick phone call to a public adjuster should give you your fast answer. You could also likely call your state insurance commissioner's office, and get a super dead on accurate answer within 24 business hours.
The REASON why this is incorrect, is the "what the insurance company paid at the beginning".
It's not - it's "what the loss was assessed for at the beginning". The initial check you received, would have the deductible subtracted out, AND it would have a depreciation holdback until the repairs are complete,
Michigan No-Fault Insurance Laws |Michigan Car Accident Law
Michigan car accident lawyer Daniel Buckfire gives an overview of the types of Michigan auto no-fault insurance benefits. These include wage loss ...
Michigan Considers Repeal of New Drivers' Fees | Insurance For Less
by james
The Michigan House this week took a step toward repealing parts of a law that imposes extra fees on drivers for certain traffic offenses. Lawmakers have talked about eliminating or scaling back the program for years, but have never agreed upon a final package to do so. It’s not clear if this latest attempt will result in a new state law before the current legislative session ends in... A four-bill package to partially repeal the state’s driver responsibility fee program starting in 2012 unanimously passed the Democratic-led House on Wednesday and now advances to the Republican-led Senate....
The conference says it has provided medicalinsurance coverage to church workers since the 1970s and currently offers insurance at more than 1100 Catholic institutions employing around 10000 people. The lawsuit claims that the federal government is
Michigan's no-fault law requires auto insurers to offer a discount on the personal injury protection portion of auto insurance premiums if consumers coordinate health or disability benefits with their automobile insurance policy.
The move comes a week after the university announced that as of next semester, it no longer will give students the opportunity to purchase health insurance through the school, due to provisions in the Patient Protection and Affordable Care Act that
The lawsuit centers on the new insurance requirements for fireworks companies in Michigan that maintain that a dealer must carry $10 million in liability insurance. The companies that filed the suit claim the policy was inserted to cripple small
Philip Cavanagh ("End insurance fund secrecy," April 19): The entire premise of Cavanagh's commentary is false. The Michigan Catastrophic Claims Association is not operated secretively. The state's commissioner of the Office of Financial and Insurance
The conference says it has provided 
The move comes a week after the university announced that as of next semester, it no longer will give students the opportunity to purchase health insurance through the school, due to provisions in the Patient Protection and Affordable Care Act that