Question by Oops I did it again~ | Posted in Insurance & Registration
I just recently signed up for encompass insurance company. Does anyone know anything about them? good / bad? How is Geico? Do you recommend any insurance good car insurance companies? i'm from NJ.
Answer: I can totally help you, I am an insurance agent in NJ. Encompass is a very reputable company. You are in good hands. Geico has some problems associated with it. As a direct writer of auto ins. they allow you to pick limits that aren't adequate. You want to make sure that the limits fit the coverage you need. You also want to make sure the company has a good financial reputation and good claims settlement in case you need a claim settled. Geico does not have good claims settlement. You should only choose Geico if you financially can only afford bare bones coverage. Most other carriers will not allow you to limit your coverage so low.
Anyone Know Of A Cheap Auto Insurance Company In PA Maybe I Never Heard Of? 10 Points Best Answer!?
Question by babygirl | Posted in Friends
I am so sick and tired of looking for an auto insurance quote that helps me survive. I am currently paying around $250 a month for auto insurance which is ridiculous with a $400 car payment. I had some past accidents which is killing me on my insurance costs but I haven't had any recent accidents. I have tried all the major companies....state farm, geico, nationwide,the general,safe auto,erie....you name it I have tried it and I have tried even some of the not so heard of....amica,encompass,kemper......for the love of GOD! Anyone have any suggestions that may be of some use instead of saying something like ...try google or I'm screwed? These are things that I already know about. Please help!
Answer: Hello, I just stumbled across your post and I may be able to help. My name is Lee and I'm an insurance agent in Pennsylvania. I work for an insurance agency with over 30 companies, so I know how aggravating it can be shopping for insurance. It's almost impossible to tell what the cheapest would be just by giving an estimate. Each company is different, and thus, each rates different drivers differently. So basically, it's hard to say WHO would be cheapest..but I could help you better if I knew what KIND of coverage you're looking for. You can contact me if you'd like to know more, and I would be more than happy to help you.
Do you like it.. i just got a quote for $87/month and that includes my 2 vehicles so its cheap, but im not sure ive heard of the company before
Answer: Encompass is an Allstate company. As part of Allstate's 'We Screw our own agents program" Encompass was created so that Allstate could compete with itself and be sold through independent agencies. Don't know that there is much difference between the two companies, they're both being very aggressive with rates trying to grow new business.
Print out a coverage sheet from your quote; do a side by side comparison with your current coverage. If the numbers look good feel free. Cheap is cheap.
My experience with Allstate: when a claim is filed, the good hands turn into just the finger. Good luck.
In the United States, the rescue effort may also grow. The Treasury Department, officials said, is weighing whether to expand its program of capital injections to encompass insurance companies, many of which own savings and loans, and is under pressure to include the financing arms of the auto companies. The government injections are currently reserved for banks.
question: meaning of 'arms' in this text.
thanks.
Answer: financing arms of the auto companies would be like Ford Motor Credit or other auto makers financial "arms"
Are Licensed Independent Insurance Agent Required To Have An Physical Agency Location To Sell For Ins Carriers
Question by northfloridarep | Posted in Insurance
I'm a Florida 220 General Lines Licensed Agent.
I'm seeking to offer a simpler way of shopping for auto insurance by providing the cheapest auto insurance quotes from top 15 insurance companies to consumers via my website.
The completion of the application will take less than five minutes. We will match the consumers application to all affiliated insurance companies. Then our system will show the lowest rates out of those fifteen for you. After you compare car insurance rates you will be given the option to purchase a low cost policy online.
I would like to get set up with the following insurance companies: Progressive, GEICO, AIG, Arrowhead, Electric,
Answer: Sure you need an address, but most don't care if you're working out of your house or not.
You sound like you need to write a business plan (try www.sba.gov and www.score.org as starting resources). There are other companies that already do this (not the least of which is Progressive that sells a different contracts online than through the brokerage system), so the section about competition and marketing will be critical. You should also either be realistic about the cost of the site creation, data management, CRM, and so on, or you need to have the skills to program and maintain the whole thing yourself.
If there are package deals where you can just subscribe
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The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held personal lines insurer, serving approximately 16 million households through its Allstate, Allstate Financial, Encompass, Esurance and Answer Financial brand names.
The 2012 Pinnacle Partners are Bankers Insurance Group, Encompass Insurance, Erie Insurance, Harleysville Insurance, Progressive Insurance, QBE the Americas, State Auto Group, The Hartford and The Motorists Insurance Group. "Since its inception five
These data associated with these claims encompass roughly 20 percent of the insured US population, excluding those covered by Medicare, Medicaid, or who purchase health insurance coverage on the individual market. An update to the report is planned for
The 2012 Pinnacle Partners are Bankers Insurance Group, Encompass Insurance, Erie Insurance, Harleysville Insurance, Progressive Insurance, QBE the Americas, State Auto Group, The Hartford and The Motorists Insurance Group. "Since its inception five
PPL's top executive told shareholders this week at the company's annual meeting that the parent company of PPL Montana is a fundamentally different company compared with two years ago, having changed its business mix to include more regulated utilities