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What Is Dental Insurance And How Much Does It Cost?

Question by Idinorawr | Posted in Dental

I need to get braces for my teeth, but i don't have dental insurance. Do i have to pay monthly for the dental insurance?

Answer: How exactly does dental insurance help? In my opinion, it is a cross between a ponzie scheme and snake oil. You pay a monthly premium and supposedly get a lower price on dental costs. The dentist still has to make a profit, so he just increases all costs to compensate for any negotiated prices with insurance companies. The dentist accepts insurance in the hope that it will bring business to him or the fear that he will lose business of people that have insurance that he does not accept. The insurance company profits. The one who pays for the insurance company's profits and for the dentist's profits is you the customer.
The original intent of insurance in general had more to do with the
 
 

How Do I Get My Dental Insurance To Process/pay My Claim?

Question by dbrcymry | Posted in Insurance

I have dental insurance through WellPoint Dental Services. I needed a dental procedure and my dentist filed it and I received an approval/precertification from WellPoint in the mail. It said the insurance would pay $204 of the procedure. I had the procedure 4/25/2007. I paid my dentist in full (that's how he does it) and have been trying to collect the $204 ever since. I have called the insurance co and am always told it is in process. I have written 2 letters with a copy of the precertification to the address on my card and have had no response. On 7/18/2997, a rep said that it had been misfiled, but it would be sent to claims immediately and that all the necessary info was there. I

Answer: Write a polite letter of complaint to the Commissioner of Insurance for your state - at your state capital. Copy to your insurance company's Vice President of Health Insurance Claims - or some similar person. The insurance company is required to respond to the commissioner within 30 days. Every day after 30 that they are late, costs them $. You should get a prompt response. But, remember to be polite. You will still have the same insurance company. Most claim adjusters are over worked but real people.

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What Exactly Is Dental Insurance And How Is It Different From Medical Insurance?

Question by Elie | Posted in Dental

I'm sixteen and just got a job as a receptionist at a Dentist's office and I know I'm not going to get a strightforward and easy answer from digging around the internet so I wondered if anyone here could just give me a clear explanation as to what dental insurance is and how it's different from medical insurance. Thank you!

Answer: Hi

Dental insurance as the name suggest covers only dental related procedures. It depends on the policy sometimes it is supplemental to health insurance in general or just as a stand alone policy.

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How Does Dental Insurance Work If You Buy It Yourself, Not Thru An Employer?

Question by chips2481 | Posted in Dental

I can't get dental insurance and I was wondering how much it cost's to pay for it yourself. I need some work done to my teeth and I would figure that it will be expensive. If I just buy it and then go and get like 3000 dollars in work done will it cover the cost's?

Answer: You need to talk to an insurance agent and find out what policies s/he can find you that will cover the work you need to have done at a premium you can afford. No other way to know. until you get some quotes and read the policies. (Read the policy before you sign.)

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What's The Difference Between Dental Insurance And Dental Plans?

Question by Madonna U | Posted in Dental

I need to see a dentist and don't get coverage through work. I've googled dental insurance, but dental plans keep coming up. What's the difference? and can you recommend any specific insurance or plan? I live in the SF Bay Area.

Answer: They are actually the same. Plan sounds better than insurance in a sales pitch. Most businesses offer employees health insurance plans.

Either one can have restrictions, such as requiring you to go to a specific group of dentists.

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Tips To Get Affordable Dental Insurance Plan

by Glenn Conweldro

The first thing which you are going to need to find out when you are looking for the most affordable dental insurance plan is how much you are going to be willing to spend on it. You are obviously not going to make this very far until you have... To choose the most affordable dental insurance plan and the one that is most suitable for the workers of your company, there are some different steps which you will need to take here. If you have an accountant who works well with your company and then you are going to need to consult with them so they will give you the real amounts of how much you will be able to afford for your employees dental insurance plans....

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