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Small Business Insurance?

I would like to know what is the best resource to help me find health insurance for my small business. Should I just go to an insurance broker or are there organizations (i.e. small business association) that can help me with that? Thanks!!


Answer: An insurance broker who handles business insurance would be best. My is through Thrivent Financial.
 
 

If The Current System Is So Great, Why Are So Many Small Businesses Dropping Healthcare Coverage?

"About 10% of small businesses are considering eliminating coverage over the next year, up from 3% in 2005, according to a recent survey by National Small Business Association.

That follows earlier declines in coverage, with just 38% of small businesses providing health insurance last year compared to 61% in 1993... In 2007, 41% offered coverage... 19% of all companies plan to stop providing health-care benefits in the next three to five years..."

http://online.wsj.com/article/SB12432944 2612051953.html
(((Tubby))) & (((Sawyer))): "...38% of small businesses providing health insurance >>>LAST YEAR<<< compared to 61% in 1993..."


Answer: Because they are brining in less money due to the economy...not because they suddenly decided they didn't like the care.

I think we do need some kind of reform...but not whats in the works now.

edit. The economic down fall began last year, smart guy. It hit some company's sooner than others. Um, where did I say the economy was fine last year?

A smart business owner takes action before it's too late, yes.

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Should Congress Pass Bush&#39;s Health Care Proposal From Last Night?

Here's the transcript of his health care plan from last night's State of the Union:

"BUSH: So I propose ending the bias in the tax code against those who do not get their health insurance through their employer. This one reform would put private coverage within reach for millions, and I call on the Congress to pass it this year. Congress must also expand health savings accounts, create association health plans for small businesses, promote health information technology and confront the epidemic of junk medical lawsuits."

Obviously, other proposals (such as Universal Healthcare) cannot realistically be achieved until after the election (if Congress sent


Answer: By bias in the tax code I suppose he is referencing the fact that in employee health plans the amount they pay insurance premiums is not taxed as income.

It would be fair enough to allow those who pay for their own health insurance out of pocket the same consideration.

However, it will not do nearly enough to make health coverage affordable for the great mass of the uninsured.

Likewise, health savings accounts are great IF you can afford to put the money aside, but they are only really practical for fixed, expected health care cost and no substitute for coverage.

And there he goes again with tort reform; lawsuits are not a major factor

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So Why Are The Big Health Insurers Against Canadian Style Health Insurance?

The following story was posted in AP News today. My question is if insurers don't want an Obama Healthcare System that is socialized and a far cry from the "Best medical system in the world", then why are insurers content to send the insured overseas for "knee-replacements" and "heart by-pass" operations? I'm for Obama's plan and KEEPING AMERICAN JOBS HERE !!! (i.e. doctors, nurses and support staff). Screw the insurance companies as they have us for so long !


Insurers aim to save from overseas medical tourism

Costa Rican Dr. Luis Obando prepares to perform a root canal on Bill Jones, of Dallas, Texas, at Meza Dental Care in


Answer: Take a look of the HMOs CEO salaries and you will know why. It is 1996 figure. The HMOs are so powerful these days and they pay a lot of money to radio talk show hosts to.........

The 25 Highest Paid HMO Executives 1996 Annual Compensation
Exclusive of Unexercised Stock Options

Stephen Wiggins, CEO, Oxford Health Plans, Inc. $29,061,599
Wilson Taylor, Chairman and CEO, CIGNA Corporation $11,568,410
David Snow, Executive Vice President, Oxford Health Plans, Inc. $10,403,451
Robert Smoler, Executive Vice President, Oxford Health Plans, Inc. $10,085,972

Joseph Sebastianelli, President, Aetna, Inc. $7,394,506

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Why Are Insurance Groups Spending YOUR Health Dollars To Lobby Congress?

Insurance Groups spend YOUR money trying to get an exemption from the new health care bills so they can KEEP your money in THEIR pockets!!!
The Self-Insurance Institute of America Inc., which represents smaller firms that provide coverage to their workers, wrote to Senate Majority Leader Harry Reid this week arguing that its members' plans should be left alone in the push to expand coverage.

Ferguson's group has poured more than $600,000 into lobbying Congress over the past two years, doubling its spending this year as it has intensified its push to resist new requirements. Large members of the National Coalition on Benefits have shelled out much more to influence Capitol


Answer: so they can keep things as they are and continue ripping people off and paying themselfs bonuses

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Patient Money: As Small Businesses Struggle to Pay Health Premiums ...

According to a survey of a random sample of 751 small businesses conducted by Gallup at the end of 2009 for the National Federation of Independent Business Research Foundation, 44% of small businesses seeking credit in 2009 received only some or... Leading the federal government's effort to shore up Main Street businesses is Karen Mills, now four months into her job heading the Small Business Administration.

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