AVE Insurance
 

Can A Felon Get Health And A Small Business Insurance?

Question by ARTHUR T | Posted in Insurance

If a person were to open a new business and their partner was a felon, how should they go about getting Insurance for the business as well as Health Insurance?

Answer: OK, I've written business insurance on businesses owned by felons. It's not a deal breaker, but for a NEW business, you're likely going to be in the surplus lines market. You need to go to an independent agent, give them details on the type of business it is, and get quotes for the business insurance.

If you're only buying health insurance for one or two employees, it's going to be INDIVIDUAL coverage, not a group plan, in most states. It gets underwritten and priced based on the age, the health, and the coverages. If the agent doing the business insurance isn't licensed for health insurance, ask them for a referral.

**caveat - any illegal acts committed by
 
 

Where Do I Get Health Insurance For My Small Business?

Question by Julian and Joanna | Posted in Small Business

I only have 6 employees (including myself) right now. I wanted insurance for myself because as I get older, my body isn't getting stronger. But now I've had a wide variety of health problems with my employees, and on some days I simply can't afford to be without them. Any advice from a small business owner with health insurance would help.

Answer: Well you can get small business health insurance from a wide variety of insurance companies. All you have to do is shop around. I think you meant where is the best place to get health insurance, and there is really no best answer. I recommend http://www.esmallbusinesshealthinsurance .com It is a website dedicated to, of course, small business health insurance. You can compare plans and rates directly from the company side by side. And with some of the companies, they offer customizable plans. Your best bet is to talk with an agent and see what can work for you.

Related Topics:

Free Online Health Insurance Quote
In Public Liability Insurance
Classic Motor Insurance

 
 

Health Insurance For Small Business Owner?

Question by dear_gurl | Posted in Insurance

Wanting to know how to find out two things: 1) the best health insurance coverage and 2) for the best and most affordable price. My husband is the sole proprietor of a small business he runs. He'd like to get good health insurance for the two of us but what I've looked into has been incredibly expensive for good coverage or cheaper for not-so-good coverage. Someone recently told us to look into becoming incorporated as that may help (I don't know how though). Any ideas? Thanks in advance.

Answer: ~~There may be better tax advantages by incorporating but it will not affect your premiums. I don't know what state you live in, but I will give you the number to our insurance agent we use with Costco Insurance. Her name is Lisa and call her at 1-800-611-9057 ext #2206.

We currently have Costco Insurance which is under our business (has to have two people covered) and is through United Healthcare. They are excellent and our premiums for great coverage are very reasonable. It does go by age, so the younger you are the less it costs.preexistingting clause is required. Dental is also available.

Our business is suffering from the bad economy so we are currently working

Related Topics:

Cincinnati Insurance Co
Health Care Insurance Providers
Cost Of Business Insurance

 
 

Is It Illegal To Hire Someone In A Small Business With Health Insurance, And Then Have To Cut It Later?

Question by The New American Flag | Posted in Law & Ethics

If you were an employee would you rather be told we will keep you but are cutting your health coverage, or we are canning you at the end of the month?

Answer: No, it's not illegal. You illustrate the issue perfectly: we can afford you, or your health coverage. Which would you like? Each employee will have a different take on the right answer for them.

Related Topics:

Cincinnati Insurance Companies
Amount Of Insurance
Quick Auto Insurance Quote

 
 

How Much Is Health Insurance For A Small Business (on Average)?

Question by Alby | Posted in Small Business

Lets assume you run a small business with 2-5 people and you want to provide some type of
decent health insurance for those workers. How much is a business going to pay per person on
average?

Answer: You will pay around 700-800 per employee for a good plan that includes dental.This will usually be a one year policy and be adjusted the following year if there are significant claims.Not to go beyond what you asked but these policies are complicated and need a good bit of knowledge to navigate.

Related Topics:

Exotic Car Insurance
Europe Holiday Insurance
Cheapest Annual Insurance

 

Health Care Relief for Small Businesses - NYTimes.com

by By TARA PARKER-POPE

Not every small shop will qualify for the credits, but a recent study by two advocacy groups, Small Business Majority and Families USA, estimated that 84 percent of small businesses were eligible. If you’re one of those workers, you know that very few small companies offer comprehensive health insurance — or, for that matter, any health insurance at all. Even when they do, premiums can be prohibitively expensive, because small businesses can’t negotiate the discounts given to large group plans....

Read more...
© 2011 AVE Insurance