What Is The Average Time Amount Insurance Provides Car Rentals After Accident?
Question by Eno | Posted in Insurance & Registration
My car was totaled in an accident in which I was found zero percent at fault.
An offer was made for the value of my car and the adjustor said they would end the payment of my car rental three days from the "offer" despite me not accepting the offer yet.
I've had the rental for 2 weeks. Is that a good amount of time. My policy says a "max of 30 days" which would be about 4 weeks.
Note: AAA Souther California Insurance
Answer: Your policy states a max of thirty days, but that's not all. Coverage ends when the repairs have been completed, or an offer made on a total loss, OR 30 days of coverage, whichever comes FIRST.
They made what they consider to be a reasonable offer. It doesn't matter if you've accepted it yet.
What Is The Least Amount Of Car Insurance I Need To Have On A Car That Doesn't Have A Loan On It?
Question by Amanda | Posted in Insurance & Registration
I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance's insurance agent said that I should get insurance now, six months before the wedding, so that once we get married and I get added onto his insurance, I won't raise his insurance since I am considered high risk since I havent had insurance the last six months or more. So, if I get insurance on my won for six months, it will be high risk for those six months, but then six montsh from now, I won't be high risk, which will be good becasue six months from now is when i would get married and added onto his insurance.
Now, I am going to get insurance on a car that doesn't
Answer: You should qualify for liablity insurance instead of full coverage. The actaul amount of insurance depends on what your car is worth right now, how old it is, your past driving record and your "hi risk" lable will definately have an effect. You'll have to get quoted at a few different places to be sure what company has the lowest rate for you.
Can A Home Insurance Company Increase The Amount Of Insurance On Your House Without Your Request?
Question by isabell eaves | Posted in Law Enforcement & Police
Of course when the amount of insurance in increased, the insurance premium also increases. I have only $125,000 left on the mortgage and insurance company has increased the insurance to cover a value of $305,000. Real estate value of the home is $450,000. My credit rating is excellent and I have not had any insurance claims
Answer: Yes. Part of the policy condition is that you insure the home to either 80%, 90%, or 100% of the replacement value, on a standard HO3 Homeowners form. So, if you want the type of policy that is NOT a replacement policy, you'll have to get a whole different kind of policy.
Of course, a FLAT RATE policy costs about ten times as much as a standard policy.
Real estate value, or market value, has NOTHING to do with the cost to rebuild. If the house burns to the ground, the insurance company does NOT have an option to "buy" it from you for the face amount - they are required to rebuild.
So, you can do it your way, and pay a way, way, way lot of
Will My Parents Be Able To Tell How Badly I Was Speeding Based On Insurance Amount?
Question by Mindy | Posted in Insurance
Getting pulled over and ticketed for going 80 in a 55 is not good. That's 25 over the limit. So, as if 15 mph were worth 2 points, and 3 worth anything over, will mey parents be able to find any of this out?
I plan on telling my parents about the ticket so there are no surprises, but I want to avoid admitting that I was going 80 in a 55 if I can say I was going 65 or 70.
Answer: They'll be able to tell if it was over or under 15mph, based on the number of surcharge points.
What Is The Minimum Amount Of Insurance I Need To Provide For My Business In 2014?
Question by joezen777 | Posted in Small Business
How would I search for this on google? I'm having a hard time finding useful articles on exactly what type of health insurance I'll have to provide for employees in 2014. Thanks
Answer: There is only 1 kind of health insurance which covers hospitals, general check ups and specialists. What might be different is the amount of employee contribution to the COST of it......
Department Releases Homeowners Insurance Shopping Guide
By New York State Insurance Department NEW YOR, NY (09/17/2010)(readMedia)-- Superintendent James Wrynn today announced the release of the 2010 Consumer Shopping Guide for Homeowners and Tenants Insurance, a publication prepared by the New York... "It's important for homeowners and renters to protect their homes and possessions by obtaining the right kind of insurance and the right level of insurance protection. This guide can help consumers weigh their insurance options as they shop for the policies that work best for them," Wrynn said....
"During 1998 and 1999, Freddie submitted an ever-larger number of loans for insurance under the eleven policies," the complaint states. "As of June 30, 1998, the eleven loan pools included loans totaling approximately $35 billion in initial principal
In particular, recent reports in Central New York allege that insurers are requiring homeowners to purchase insurance coverage in the amount of the "replacement cost" of their home, rather than the outstanding principal amount of their mortgage.
Employers have drastically reduced the amount they contribute to spouses and dependents in response to rising group plan expenses. Individual health insurance, which used to cost much more than employer-sponsored group insurance, now costs healthy new
Not an optimal cover: The limits on age and sum assured mean that this is not an optimal insurance product and should not be seen as such. For example, Reliance SIP Insure gives a cover of an amount equal to the balance of unpaid SIP instalments,
The Roman Catholic dioceses of Springfield and Joliet have joined 41 other religious institutions filing simultaneous lawsuits that challenge the Obama administration's mandate that many religious employers have their health insurance cover the cost of
Getting the Right Amount of Insurance Excess When Applying for Auto Insurance 
RT @: Americans think the annual cost of is three times the actual amount: 
Get an unbelievable amount of discounts with @ health insurance. Big thumbs up
Employers have drastically reduced the amount they contribute to spouses and dependents in response to rising group plan expenses. Individual health insurance, which used to cost much more than employer-sponsored group insurance, now costs healthy new
The Roman Catholic dioceses of Springfield and Joliet have joined 41 other religious institutions filing simultaneous lawsuits that challenge the Obama administration's mandate that many religious employers have their health insurance cover the cost of