AVE Insurance
 

Cracked LCD TV - Accidental Damge Insurance Claim UK?

UK only please becaise i know it is different in USA

i have accidentlly cracked my lcd tv as it has fell of the stand whilst i moved it for cleaning

is this a valid claim and what will i receive if i claim? UK
will there be an inspection?
tv worth £400

i have full accidental damage insurance with barclays bank.

http://www.google.co.uk/search hl=en&q=full+accidental+damage&meta=

first option


Answer: Yes if you have accidental damage it would be covered.
Just to warn you though when you ring its probably going to warn you that your call is recorded, they will then ask you some details about name address etc.

The calls are possibly being screened by some kind of lie detector to deter fraud, genuine claimants have nothing to fear.
 
 

Declined Travel Insurance Claim (UK)?

I have had my travel insurance claim declined. The insurance company made it clear that it is their final response to the issue and advised if I am still unhappy to refer the matter to financial ombudsman service.
I would like to know how useful this might be or whether it would be better to use insurance claim assessors service instead. Possibly, could I forward the matter to both financial ombudsam and private company for further investigation.
Thank you for all your answers.


Answer: Well, you need to do two things: 1. read the entire policy coverage. 2. Look at the declination reason, and see if the reason they cite is in agreement with the policy wording.

If the policy only covers cancellations for XYZ reasons, and your reason is W, then taking further action isn't going to help you AT ALL - it's not in the contract.

If the polciy covers ANY cancellation reason except XYZ, and your reason is X, well, ITS EXCLUDED.

Travel insurance, like long term care coverage, isn't what people think it is when they buy it - you need to know EXACTLY what's covered, for how long, and why, BEFORE you hand over the money.

Related Topics:

Medical Malpractice Insurance For
Medical Insurance Job
Medical Insurance Carriers

 
 

Insurance Claim - UK?

My husband's solicitor has brought in a senior barrister to help with an on-going insurance claim.

How will this affect the pay-out?

Why would they bring in a senior barrister?

Will it lengthen the claim process considerably?

Thanks in advance!


Answer: Insurance claims work on a settlement being made, and then legal fees are added on top.

So having the extra "fire power" won't change what he gets if he wins

Related Topics:

Medical Malpractice Insurance Companies
Medical Insurance Forms
Medical Insurance Buy

 
 

Can Someone Supply A List Of UK Insurance Companies Which Claim You Are Not Insured If You Do Not Have Tax?


I can understand the need for MOT but have the insurance companies become indirect tax collectors for the government? No just another reason to not pay out!


Answer: Simply, if there is anything wrong with your vehicle at all, the insurance companies will wriggle out of settling any claim.

Related Topics:

Medical Life Insurance Company
Medical Insurance Cigna
Medical Insurance Abroad

 
 

Windscreen Claim- Insurance (UK)?

I had my rear windscreen broke by some kids throwing stones! My insurer elephant, says it is covered but i had to pay an excess. Is this classed as a full claim, ie if i were to renew my insurance elsewhere would have had to but this down in the claims section.

Thanks in advance


Answer: Windscreen claims are usually covered by Comp. insurance and often carry an excess. It should not affect your No Claims Discount in any way. Check your policy document for confirmation.

Related Topics:

Medical Insurance School
Medical Insurance Catastrophic
Oman Insurance Company

 

(Car Insurance Claim Procedure) - How To Find Car Insurance!

www.CarInsuranceInfoSite.com (Car Insurance Claim Procedure) Claims Procedure, Car Insurance, UK Insurance - Monetos.co.uk A guide to the claims ...

Easier Way To Make A Home Or Business Insurance Claim | UK News ...

As Loss Assessors, Truman Associates has a huge amount of experience in dealing with insurance claims, so they know exactly what to do – and what not to do – when putting in an effective and fair insurance claim. Experts agree that the most important stage of an insurance claim is right at the start, when the shape of the claim is established. A new service is launched today to make it easier for people to make a home or business insurance claim. The company claims that it makes a significant difference when the insurance company knows that you have a professional loss assessor working for you.

© 2011 AVE Insurance