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Do All Health Insurance Policies Cover All Diseases Such As Cancer, AIDS?

Question by Think about it | Posted in Other - Health

I have Blue Shield insurance and assume that if I get sick, like if I ever were to get HIV/AIDS or cancer that it would cover me, but how do I find out for sure what is and is not covered? My paperwork only lists the big picture stuff like how much an office visit costs, how much my co-pay for prescriptions are and the such but it doesn't get into the details of medical conditions. Anyone know?

Answer: insurance companies are jerks and they have many many loop holes in them. you need to call BCBS and ask them what is what isnt covered. many times they have exceptions on what they will cover and there are nit picky things that they dont tell you when you sign up for the plan.
 
 

Any Insurance Agents Out There That Sell Cancer Policies? ?

Question by amys4x4explorer | Posted in Insurance

Because I do and having a hard time trying to sell them. I can't believe some people just don't know a good thing when they see it.

Answer: Uh huh.

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Do I Really Need To Get Cancer Insurance From Mutual Of Omaha?

Question by LIZY | Posted in Insurance

Would regular health insurance take care of most expenses if I ended up with cancer or, do I need to get that extra insurance policy?

Answer: Insurance companies (and many agents) love these types of plans because they are very lucrative for them. Unless you have a family history of cancer you'll do better spending the money on a better health insurance plan.

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My Sister Took Out A Cancer Insurance Policy. Has Cancer, Does She Have To Pay Taxes On The Money She Receives

Question by Renenyc A | Posted in Insurance


Answer: It really all depends on how she was making her premium payments. Many times cancer policies are sold thru work.. AFLAC, Colonial, etc.. and paid for by deducting the cost off of the employees paycheck. If thats the case, and deductions were taken "pre-tax".. then chances are, the benefit will be taxable. If she purchased this on her own, or was paying with after-tax deductions, then no tax would be due.

Best thing for her, or you since you're helping out, call the insurance company. They should be able to advise you.

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I Paid For Three Different Insurance Policies Each Month.?

Question by Tuesday | Posted in Insurance

I have Badger Care, an accident/ dismemberment/ death insurance, and a cancer/ death insurance. Obviously, all through different companies. I feel that I have gotten myself into a big mess that I don't understand. And I know I have overlapping coverage. My question- Is there an unbiased person, in my area, that I can meet with to explain each of these policies in plain English, and give me advice on which to keep and which to cancel. Thank you.

Answer: I'd suggest you can go to anyone at your church.

You can also go to a local agent, tell them you're not going to buy anything from them, you just need some advice - and bring donuts.

You can pay a fee, and see a financial counselor.

I'll give you my opinion, though!

Badger care, isn't that Wisconsin Medicaid? Can't beat it for the price.

Accidental death & dismemberment insurance is a massive waste of money - as is Cancer insurance. Both of those are kinda like buying car insurance, but it only covers if you get hit by a car where the driver is wearing a clown suit. They're both cheap, because the possiblity

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Emergency Room Insurance policy Coverage – ER Policy Complement ...

by Admin

Other names for such a damage plan embrace 24 hour accident coverage, accident health insurance policy, accident medical expense benefit, supplemental accident coverage, and private damage insurance coverage supplement. The second type of ER plan is a Critical Illness Insurance plan that covers emergency room related bills for sickness and illness akin to life threatening cancer, coronary heart assaults, and stroke. To cowl bodily accidents someone can store around for a personal accident insurance coverage plan. They are indemnity insurance coverage which act as a type of compensation insurance. Emergency room insurance coverage policy only pays up to the predetermined policy face value. These affiliation based plans aren’t really insurance coverage at all....

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