What Do You Think About The Health Insurance Law They Are Trying To Pass?
Question by His Love | Posted in Other - Politics & Government
Who wouldn't love to have health insurance. Most people don't have it because it's too expensive and they can't afford it right?
Well how now if the law is passed people who don't have health insurance will be fined. Health insurance isn't cheap.
I don't know about you but to me that is really unfair to people who can't afford it. Especially in this economical times. I would love to have health insurance.
What is your opinion?
Answer: With so many people out of work, and so many jobs that cover only managers and up, I can see why some would be looking into the government option. When they read it they should note that it will take away their right to privacy and options with any doctor involved in their care. The government should not dictate which tests we should have or when we should die. There is no easy answer for uninsured people, but they definitely should not be fined if they can't afford health care, as the government would like.
What Shall Become Of The Health Insurance Plan Structures And Pricing Under New Congressional Law?
Question by frog | Posted in Insurance
Has anyone been able to make sense of the new structures, regulations, and other stipulations under the Congressional health insurance law signed by Obama? What shall become of the health insurance plan structures and pricing under new Congressional law? How will we be able to make sense of it, and what is to come in the new year: and for people who can't understand any of the changes, -- what should they do, and why?
Answer: Well, the plan structure is going to have to change, to compensate for the inherent adverse selection issue.
And pricing will have to go up, to compensate for the removal of lifetime limits, and the coverage of preexisting conditions.
As no one has quite figured out what exactly the changes are going to BE, all we can do for now, is sit tight.
Me, I'd suggest some kind of pricing tier, where the price remains level when you've had prior coverage, but is drastically higher the first year, going down over the next four years, until you've had coverage in place five years. That way, the "adverse selection" people are actually encouraged
Law: Insurance Company Wants To Settle For Injury, How Do You Know How Much To Ask For?
Question by flyingnuthaswings | Posted in Insurance
my brother got injured on the job due to faulty tools and now has bilateral carpal tunnel and pain/ tendinitis in right arm/ hand, (2 years) the insurance company wants to settle with him but he does not know how much to ask for, is there a formula used to come up with a cash settlement amount?
Answer: Well, you don't. You can ask your agent for an opinion, but it's all about negotiations, etc.
With workers comp, you DON'T get pain and suffering. What they'll figure out is his percentage of permanent disability, and loss of future earnings due to the disability ( if he's close to retirement age, it's going to be next to nothing). PLUS, if you're settling for future medical, a guestimate of future medical costs.
Does The Auto Insurance Law Be Carry Inside The Car At All Times?
Question by gd4499 | Posted in Insurance & Registration
I was drinving my vehicle the other day and I noticed that I left the auto insurance at home. It was good that did not get stopped by a police officer for any other reason. Then , this is the question: By law is mandatory to have auto insurance, unless the person does not drive his/her won vehicle but, is there any law that says that the auto insurance MUST be carry at all times inside the vehicle?
Answer: As already stated, it depends on what state you are in. There even are two states that don't require you to have insurance at all (not for long as I hear).
Can My License Plates Be Suspended Under The Mandatory Insurance Law Even If I Did Not Drive The Car?
Question by Sunshyne | Posted in Law & Ethics
My sister was arressted for driving my car with no insurance and now my plates are suspended. I thought it was only if you were driving your own car they would suspend it? Help!
Answer: You let her drive your car without insurance, therefore it's your problem.
Think about it, nobody would need to get insurance if your theory was right. I'd use my buddies car, he'd use mine.
Indiana Judge Upholds Dismissal of Insurance Company's Case ...
by Nicole Vinson
The insurance carrier, Meridian Insurance Company, resolved the structural portion of the claim with the insureds and paid approximately $200,000. The Public Adjuster and the Contract The litigation that initiated by the Gubics, but Meridian filed declaratory actions and a third party complaint against Hoffman Adjustment Company and Joe Hoffman. The Gubics hired Hoffman Adjustment Company as their public insurance adjuster. The complaint alleged that the public adjuster breached the policy, failed to act in good faith, engaged in spoliation of evidence and fraud, committed unauthorized practice of law and tortiously interfered with the business and contractual... Meridian argued that the inventory the insureds provided lacked certain information....
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WASHINGTON — Cancer patient Kathy Watson voted Republican in 2008 and believes the government has no right telling Americans to get health insurance. Nonetheless, she says she'd be dead if it weren't for President Barack Obama's health care law.
For example, Massachusetts in 1996 enacted a law requiring that insurers charge their oldest customers only 2 times what they charge their youngest ones. Obamacare imposes a similar 3:1 rating band based on age, and prohibits insurers charging
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The national Land Trust Alliance came up with the idea of creating an 
WASHINGTON — Cancer patient Kathy Watson voted Republican in 2008 and believes the government has no right telling Americans to get health insurance. Nonetheless, she says she'd be dead if it weren't for President Barack Obama's health care law.
For example, Massachusetts in 1996 enacted a law requiring that insurers charge their oldest customers only 2 times what they charge their youngest ones. Obamacare imposes a similar 3:1 rating band based on age, and prohibits insurers charging