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House Buildings Insurance And Underpinning?

Question by billobe1 | Posted in Other - Home & Garden

if a house had underpinning 20 years paid for b the NHBC guarantee is it still necessary to declare it when seeking buildings insurance?

Answer: It would be best to say so and then you have covered your back.
 
 

UK Buildings Insurance For House Under Construction?

Question by silvertabbies | Posted in Insurance

I have purchased offplan a new house.
Now the roof and walls are on. The mortgage people want me to take out buildings insurance at this stage.

I cannot find any company or broker who take this on.

Answer: What you need, is called "builders risk" insurance. Any local broker SHOULD be able to do it.

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My House Is Over 150 Years Old, Has Had Subsidence In The Past Where Can I Get Buildings Insurance??

Question by Clare D | Posted in Insurance

No one wants to insure me for buildings insurance as my house has had subsidence in the past, no evidence of it moveing in the last 70 years. Insurance companies will insure for contence though, there must be someone out there who has had the same experience. How Do I get insured? - even the morgage company wont insure us. Please help any owners of old homes :-)

Answer: My house (built 1872) has suffered past movement, and we had major problems getting insurance. The previous owners insurance company would not insure us either, so we personally went to a broker (didn't do it over the phone), Swinton, and they did all the work for us and found two or three companies that would insure us. We had to send a copy of the surveyors report from when we bought the house, that said the movement was 'past movement' and not ongoing. It was a nightmare at the time, and we probably have to pay a higher premium than other people, but at least we have insurance! I know exactly how you feel!

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Can I Keep A Motorbike In My House Without Affecting My Buildings Insurance?

Question by Neil | Posted in Insurance & Registration

can i keep my vespa in my hallway of my house?
because i've been told if my house does burn down insurance company will not cover my house!?!

Answer: As a rule I never keep anything extremely flammable in my house and I think gas is flammable.

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Does Your House Need 'buildings Insurance' If It Doesn't Have A Mortgage?

Question by John Conway | Posted in Insurance

I know it's handy if you have a fire etc, but is it a legal requirement?

Answer: Buildings insurance is not a legal requirement unless you have a mortgage or loan secured on the property. However, unless you are absolutely penniless, it is sheer stupidity to not insure your property. Buildings insurance is more than "handy" in the case of a fire etc. Can you really afford to walk away from the property without getting a penny for it? If you can then you have enough to afford the insurance and don't need to risk doing without.

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(Home Building Insurance) - Find Best Home Insurance

www.HomeInsuranceCompaniesInfo .com (Home Building Insurance) Home Insurance Building - Wikipedia, the free encyclopedia The Home Insurance ...

Search for insurance for your home | Car Insurance

by admin

It 'very important to insure your house, because if you do not andsomething happens, would have the opportunity that can not afford to rebuild it. What would you do if your house was flooded or has been a reduction, for example. For example, supposeInside are a day and a freak storm hits your house. These are the types of events, the building has been designed. If the comparison of different providers can be found with many different bids for what may seem the same service....

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