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Want To Get Home Insurance For Contents In My House (UK)?

Question by J | Posted in Insurance

how do i go about it?

how much does it cost a year, i live in an alright area?.

how do i prove what i have in my house and how much its worth?

if i was to be robbed, what kind of questions are you asked, and how do you make a claim?

I had my house broken into last year and didn't have home insurance, so think now is the time.

Answer: Comparethemarket.com
Gocompare.co.uk
Google "home contents insurance quotes"

I use "more than" for mine and it's around £10 a month and DEFINATELY worth it. A flood from a house connected to mine took out a carpet, leather settee and my old tatty pc. I got £600 for a new settee, a brand new top of the line computer and a beautiful carpet with underlay. Basically, over £1000 worth of goods and I'd only been paying insurance for the past 3 years. That's around £360 in payments to them?

You just ring them up and they will either send an assessor to figure out how much you can get or they will take your word for it and send you
 
 

Claiming Contents Insurance In Uk?

Question by newbeginning | Posted in Insurance

i can claim. but i just don't know what i can touch that won't decrease my claim.The insurance company was vague about what i should do.
water pipe burst. Should I organise my belongings to what i am claiming and check all electrical item or should i leave them the way they were when I was trying to salvage them?
The house is a tip and i am pulling my hair with the mess. I just don't want it decreasing the amount i can claim. found out i don't have accidental damage. This is my first claim ever so i any advice would be helpful. thanks

Thanks
will they just give me money or does the cover mean that they will help clean things. Will they take any of my belongings

Answer: The items damaged have not been damaged by flood - this would be water coming from a river etc. What has happen is an escape of water. A dryer tean such as Rainbow or Chem Dry should be appointed to help. I would wait until a loss adjuster has inspected the damage or you have a clear go ahead from the insurance company. Don't plug any electoral items in, research prices, find any recipes, guarantee that will help support your claim make sure you notes date, times of phone calls. Explain how much worry it is causing you and can they sort it out asp!

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How Can I Get Contents Insurance For A 15th Century House?

Question by Nina | Posted in Insurance

I live in the UK and have the priviledge of moving into a gorgeous 15th century house, only thing is, hardly ANYONE will insure us for contents!!

Can anyone help? Do you know of any insurance companies that are competitive as well as giving a good level of cover?

I work for one of the biggest insurance companies in the UK but they can't cover me! :(
Because it is older, fires are more likely to cause more damage and its mroe likely to be easier to be broken into.

THATS why, and no comparison site will quote for any house built before 1850.

And insurance brokers are terrible, the cost the earth and charge extras for things like

Answer: It does sound like you need a specialist insurer because of the type of property you live in. I think that you better off going to a broker as they are more likely to get you the right cover. Depending on the sum insured some insurers may even carry out an appraisal of the property which will ensure that you are not under-insured.

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How Much Does It Cost To Insure A House In UK? Pleeeeeeeeeeeeeeeeeeeease Answer.?

Question by Noname Doll | Posted in Maintenance & Repairs

a 4 bedroom detached house. it is brand new. i need contents insurance and home insurance. i have a swimming pool in the back. the house costs 1.5 million pounds. it is in a very rough and violent place. i have 0 years no claim bonus.

i dont want an exact answer. it only needs to be an estimate. but a good estimate.

Answer: ask several insurance brokers, or go online

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UK: I Am Renting My First House Soon And Want To Know More About Bills And How Much I Should Expect To Pay.?

Question by siylc | Posted in Renting & Real Estate

I have worked out how much Council Tax and TV License will be.

How much should I expect to pay for the following?

Electricity
Gas (Central Heating)
Water
Home Contents insurance.

Have I missed anything? The house will be a semi-detached bungalow in West Yorkshire. Estimated figures will be fine. Thanks

Answer: In winter my gas central heating/hot water is £225 per quarter.
In summer my gas central heating/hot water is £35 per quarter.

Water is apx £60 per quarter
Electric is apx £70 per quarter

Home contents depends on your postcode. I lived in a good area and pay £85 per year with £100 excess.

This was a two bed house without a dishwasher.


Just moved to a much bigger house so expecting to pay more!!

Near Sheffield, Yorkshire

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Specialist House Insurance in the UK: Protecting Things of Value ...

by domholins

In case you own a residence in the UK, more than likely you feel you’ve purchased adequate insurance cover on it. Nonetheless, it’s critical to realise that though standard homeowner’s insurance offers cover for a dwelling&rsquo. One way to ensure that the entire contents of your dwelling are fully covered is to attain what’s called a specialist house insurance policy. Taking a piece of jewellery to illustrate, although it could be any high value merchandise, people generally begin thinking about insuring this sort of an item when they first acquire it. Issue is, they’re thinking about merely a single piece and... Specialist House Insurance – When You Ought to Purchase Specialist Cover....

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