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What Is Average Cost For Auto Dealers Insurance For A Year In NYC?

Question by tony sparks | Posted in Insurance


Answer: Tony, There is no such thing as an average cost for auto dealer insurance. Such a number would be meaningless. Are you a franchised dealer? Do you sell new and used cars? Do you just sell used? Do you have an open lot? Do you have inventory? Do you service vehicles? Do you have employees? Do you have owned vehicles?

No shortcut here, you need to call an agent that deals with commercial insurance. I always recommend an independent agent because they have access to more than one company. That is important because not all insurers are interested in underwriting insurance for auto dealers.
 
 

I Bought A New Car And In Couple Of Days I Had An Accident, I Have An Auto Insurance.?

Question by SSAd | Posted in Insurance & Registration

now my question is - who will pay for my damages- my auto insurance or dealers insurance?

Answer: your stupid

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Can I Transfer My Current Auto Insurance Or Will The Dealer Make Me Get Their Insurance?

Question by MARCEL D | Posted in Insurance & Registration

I'm am considering getting a new car. I currently have a car that is insured and I want to know if I can simply transfer that insurance to the new car, or will the dealer make me get whatever insurance company they work with? In other words, am I free to choose the insurance company when financing a new car? Thank you.

Answer: Hello!
As per the law you can choose the auto insurance on your own.Dealer can only advice to take insurance of his interest but he cannot force you to get it.
I hope my answer is of use to you!

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Is It Legal In CA For A Used Car Dealer To Sell You Auto Insurance?

Question by TamiJohnson99 | Posted in Buying & Selling

i purchased a used car, and the used car dealer put in the contract that I was also purchasing auto insurance thru them...but i wuld get a refund of those premiums when I provided a copy of my own insurance. I never signed any other ionsurance forms with them. i did buy my own insurance later. But, is it legal for the used car delaer to sell me insurance?

Answer: absoutely. Its called an insurance binder.

Furthermore, it IS illegal to sell you the car without insurance. So the choices were (1) sell you the car AND insurance, make a deal on both, or (2) Sell you neither insurance NOR the car and let the deal walk. Obviously they took the deal and so did you.

Why would you question whether this is legal or not?

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Is An Increase Of 27% Typical For Auto Insurance After A Minor Driving Violation?

Question by Princess | Posted in Insurance & Registration

I was just reviewing the surcharge disclosure on the auto insurance premium offered to me by my auto insurance dealer. I haven't had ANY traffic violations in the last 5 years, and never have been in a car accident that's been my fault. Is it typical for an auto insurance company to raise the price of a polict by 27 percent if a traffic ticket is issued? I'm thinking that might be kinda high, and since I tend to "press my luck" when driving on the highway, perhaps I want to go with a different insurance company. Would it be worth my time to do so?

Answer: It's not uncommon for it to go up that much, especially if it's in combination with a lowering of your credit score. Also keep in mind, being in NOT at fault accidents, can "down tier" you on the rates, as can filing comprehensive (fire, theft, vandalism, broken glass) claims.

Bottom line - the only way to know if your rate is fair, is to shop around and see what 3 - 4 other companies would charge you.

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10 Ways To Lower Your Auto Insurance | Web Magazine Today

by Thomas Kant

And the insurance rates you pay are hugely dependent on the insurance company or agent, your age, your car type, your driving record, and even the area you reside in. You should never go without auto insurance though, despite the costs. There are states which regulate auto insurance rates, but the insurance premiums can vary by hundreds of dollars for the exact same coverage. So, understanding auto insurance can actually help you to decide on a suitable insurance policy that won’t vacuum clean your wallet. Here, we have gathered 10 of the best tips for lowering your auto insurance, by as much as 40%. You can easily find out the price range for your insurance policy, as well as discover the lowest prices in town. Checking consumer guides and asking insurance agents can pay off as well....

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