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Prospective Employer Will Pay For Medical Insurance? |
I have been offered a job in which I will not pay for medical insurance except copays with Oxford insurance. The salary is less than I was looking for, but was curious how much not paying for medical insurance would save me yearly. This does not include dental.
Thanks
| Answer: It depends on the policy. As a guide, you can use the premiums for group health insurance sold to federal employees. The total premium (employer and employee portions combined) that will be charged in 2008 for Blue Cross, Blue Shield will be $1,027.95 per month for family coverage and $448.91 for a single person. If you are getting your insurance for free, this is the equivalent of $5.93 per hour for family coverage an $2.59 per hour for a single person. These rates also do not cover dental. If you bought insurance on your own, the rates would vary by age. In a group that condition does not apply. |
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