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UK Travel Insurance/health Service?

I'm an Australian who'll be living in the UK for 12 months soon. Is the national health service available to me and if so, do I really need to get travel insurance for the entire period? I understand that it covers more than health - loss of luggage, stolen property etc - but perhaps I could get insurance for the duration of my travelling rather than my actual stay in England.

Any help about this is greatly appreciated!
-Yes, I'll be on a visa and working with a national insurance number etc.


Answer: If you will be legally living and working in this country, then you should be paying tax and national insurance on your earnings. If you do then you will be entitled to the use of the NHS, but if you don't then you will have to take out private health insurance. Because of the state that the NHS is in nowadays, many people here have taken out private health insurance, even though they still have to pay towards the NHS from their salary.

Edit
Then you should be ok, but check with your employer to be on the safe side.
 
 

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Travel Insurance Services: Planning a trip

For example, if you are an Ontario resident traveling outside of Canada, which will be treated for emergency care by a physician, but only on condition that the service would cost in Ontario.

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