What Would Happen To Health Insurance Companies If Government Take Over The Health Insurance System?
Question by John A | Posted in Politics
Correct me if I'm wrong, but I heard that Obama is trying to push a public health system that will allow everybody to have health insurance no matter what pre existing conditions he or she may have.
If this is reached, what would happen to insurance carriers like Blue Cross, Blue Shield? Will we need these companies and health insurance agents?
Answer: They would definitely shrink, but they would still be around. Look at Medicare, they have supplement polices which the individual has to pay. If you think the government is going to pay for Heart surgery, Cancer treatment, you're in for a rude awakening.
How Do Health Insurance Premiums Go Down If Private Insurance Is Forced To Cover Preexisting Illnesses?
Question by King Steven | Posted in Government
99% of the claims made in favor of the house health care bill are outright lies. It is amazing that people believe these things. Explain to me how if private insurance companies are forced to cover people with preexisting illnesses and not allowed to discriminate on a variety of factors, costs go down.
Answer: The cost isn't going anywhere but up. Any rational person knows that, but this debate is fueled by emotion, not logic.
How Can A Government Run Health Insurance Entity "compete" With Private Companies? Will It Pay Taxes?
Question by bigj | Posted in Politics
It boggles my mind that the proponents of a government run health insurance entity would actual state that this entity would bring competition to the insurance arena. How would these private businesses compete with someone who does not have to pay taxes. How do companies compete with an entity that can literally raise taxes to pay for operational costs or an entity that is funded non voluntarily by the citizens of the United States? Can the private insurance companies pass legislation that changes the rules of the game in the insurance business? No but the government could certainly dictate the rules of their own business by passing legislation in its favor. Can someone please give me a logical
Answer: Nothing can compete with free. It's not very difficult. All these left-wingers that come up with all these theories about how it will force private companies to lower their standards is just BS. Why would anyone stick to a private health insurance plan when their tax dollars are already paying for another one?
Why Does Health Insurance Not Pay For Chantix, To Help People To Stop Smoking?
Question by Melissa T | Posted in Other - General Health Care
Why does Health Insurance not pay for Chantix, to help people to stop smoking? I just recently got a prescription for Chantix to help me quit smoking, and insurance will not pay for it? The pharmacist told me that pretty much no insurance will pay for this. Why is it, we are told by scientists, doctors, media, and yes insurance that we need to stop smoking, but yet insurance will not pay o help us have a successful chance at quitting?
Answer: Get it switched to generic Zyban (bupropion). Bupropion is almost always covered because it has two indications: depression and smoking cessation. It is not as good as Chantix, but still much better than everything else.
Most insurances do pay for Chantix or require a prior authorization.
How Can I Get Health Insurance Without A Job That Provides It?
Question by Sabrina | Posted in Other - Health
I am planning on substitute teaching which doesn't offer health insurance. What is the best way to go about getting health insurance for just me?
Answer: You can buy many different types of health insurance from numerous firms. A quick look in your local yellow pages under "Insurance Brokers" (or similar) will turn up a bunch of agents.
There are different types available at varying prices. I assume you are fairly young, so that works in your favor. You may also wish to ask about "catastrophic" coverage which is less expensive, but only starts paying off after the accrued bills reach a certain (high) amount.
May 12, 2012 from UTAAUP
The rule, known as the medical loss ratio (MLR), mandates that insurers spend roughly 80 percent of all premiums...
May 12, 2012 from jonesaisquoi
Yes, my new job comes with health insurance and a 401k, but it's the free popcorn benefit that put me over the edge.
Shopping for Health Insurance When You Are Self-Employed | Planet Info
by admin
The new health insurance rates made me think about getting individual health insurance for my family. Before we go further, it is important to understand the difference between individual health insurance and group health insurance. Basically, group health insurance plans guarantee all members of the group coverage, regardless of their health risk. I have a family of three, and the new health insurance rates are now 11% of my salary, which in my opinion, is too high (while I won’t disclose my actual salary, I will state that I earn a fair amount)....
PORTLAND, Maine — Tricia Clark will keep her fingers crossed when the Legislature reconvenes this week and takes up a budget plan that calls for sharp cuts in Medicaid and health care spending. Clark, 19, stands to lose out when the Legislature votes
Having a financial stake in the decision did make me more conscious of the price of my health care, and in this case, I was able to get information on price, though it was a lot harder than shopping for a car or a TV." Source: Shannon Brownlee in Time
It also means my newborn granddaughter's care must be provided as part of any new insurance policy. It reminds me that health care is personal and impacts on each and everyone of us rich or poor, male or female, Catholic or Jewish.
AP WASHINGTON (AP) - Cancer patient Kathy Watson voted Republican in 2008 and believes the government has no right telling Americans to get health insurance. Nonetheless, she says she'd be dead if it weren't for President Barack Obama's health care law
Organizations are going to have to change benefits every now and then, but the fact that they would listen and respect the residents, to me, I got a lot out of that.” UI has covered health benefits for residents since even back when Oetting himself was
Pretty nice! 
The rule, known as the medical loss ratio (MLR), mandates that insurers spend roughly 80 percent of all premiums... 
Yes, my new job comes with health insurance and a 401k, but it's the free popcorn benefit that put me over the edge.
It also means my newborn granddaughter's care must be provided as part of any new insurance policy. It reminds me that health care is personal and impacts on each and everyone of us rich or poor, male or female, Catholic or Jewish.
AP WASHINGTON (AP) - Cancer patient Kathy Watson voted Republican in 2008 and believes the government has no right telling Americans to get health insurance. Nonetheless, she says she'd be dead if it weren't for President Barack Obama's health care law