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Will Group Life Insurance Coverage Be Dropped If The Insured Leaves The Group?

Question by teenwolf80 | Posted in Insurance

My father has group term through the Pennsylvania Bar Association. If he decides to retire from practicing law and subsequently is no longer a member of the Bar, will his coverage be dropped?

Answer: Yes, but he'll have an opportunity to convert it at the time he leaves, to an individual whole life policy.

But he won't get group annual term rates, as an individual.
 
 

Can My Employer Drop Group Health Insurance Coverage While I Am Pregnant?

Question by Tommy Vedilago | Posted in Insurance

I live in Oklahoma and I just found out that I am pregnant and my employer is considering dropping my group health insurance. Are there any laws that prevent me from being dropped? How do I continue my health insurance to cover my pregnancy?

Answer: Employers can do what they want. They can call an insurance company and have you dropped and the insurance company will do as directed by their client, your employer. But they also have to follow their company policies.
However, your employment agreement, the company directives and policies and/or the past practice of the employer should be questioned. Go to your human resource or personnel rep and ask questions and ask to see the company policies.
Also check your state laws.
If dropped. go get Medicaid or whatever it is called in OK. asap.
If you can afford to get your own coverage, there is no preexisting exclusions for pregnancy per federal law.

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What Is A Good Job To Get For A Full Time Student Who Needs Group Health Insurance Coverage?

Question by .. | Posted in Houston

The only skill I really have is music. I've been a manager for a few years but I dont want to try and do that and go to school full time. I would like something where I could study on the job. Something low stress. Something that offers good health insurance. I will have an associates degree in math or music or english (my choice after I finish spanish) in the summer. What do you think?

Answer: careers.scienceontheweb.net - I found such internship info here. It has lots of internships, job openings and scolarships for college students.

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How Long Do I Have To Have Group Insurance Before I Can Collect COBRA Health Coverage After Leaving My Job?

Question by likehown | Posted in Insurance

Once I leave my current job, I am interested in getting COBRA coverage. Is there a certain time I have to have the companies group health coverage in force before I pay for the COBRA coverage?

Answer: You have to have health coverage in place the day before the "qualifying event" - which means your resignation or getting fired.

The employer ALSO has to have at least 20 employees, in order to be required to offer you coverage.

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Are There Any Groups I Can Join To Get Group Health Insurance?

Question by walkinandrockin | Posted in Insurance

I'm in GA and am not offered group insurance coverage, so am looking for a group that can be joined for the benefit of obtaining group insurance coverage. Anything out there for the masses?

Answer: Some companies have special association plans. Check with the Chamber of Commerce, and any trade associations you can. Also, since Blue Cross is not an insurance company (they are a non-profit organization - most people do not know this) they can do things other companies cannot do because of insurance regulations. Check with them.

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Insurance Information : Group Health Insurance Coverage for Individuals

Group health insurance coverage for individuals reduces costs, requires a certain percentage of a business to participate and may not be tailored ...

Health insurance coverage: Upcoming change in law will help small ...

An upcoming change in Washington state law will soon make it easier for self-employed people to get health insurance coverage. The change involves small-group coverage, which under state law in recent years has been defined as businesses of 2 to 50 employees. 1, 2010, state law will consider 1 person a “group” for insurance purposes. One-person businesses, however, have had to seek coverage in the individual insurance market, where health screening is the norm....

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