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What Can Be Done About An Employer Who Overdeducts Group Health Insurance Premiums?

Question by Kalifornia Citizen | Posted in Insurance

The employer fouled up and included the rate sheet for our last premium increase. True rate for a 55 year old male was 61.39 per month. Employer deducts 140.00 per month and tells us that is our "half" of the premium.

Labor board fails to spring to action, stating "it's a benefit and not our jurisdiction". California Department of Insurance says they can't do anything to him because , even though he's brokering insurance without a license, they can't figure out how to pursue it (honest to God the mini-bureaucrat told me this).
Californians deserve a government that stand up for them, not just an overtaxing entity.
Note to acer:

I

Answer: Maybe it's time to bring the Governator into it ...? ;-)
I would be very interested in finding out what you come up with. How about telling "Inside Edition" or some kind of investigative local news show? I bet they would find out quick.

Good Luck !!

PS - These other answers bring up a good point, about rates. My plan is $200/mo. Better check out all the facts, just to make sure you're not too hasty in your fault-finding. I once copied an email I wrote to 3 local TV news stations, as well as the original business I was not happy with and got instant results - twice !
 
 

What Is The Date In Which You Can Get Paid As A Broker For A Kaiser Permanente Health Insurance Policy?

Question by lifeagent | Posted in Insurance

I think the date is in 1996, but I forgot when Kaiser became broker friendly. I need to know the exact date in 1996 because I just picked up a broker record and the group signed up with Kaiser in 1996. I need to get paid on this!

Answer: I am a Kaiser broker in Ohio. You will only get paid from the date that the Agent of Record/Broker of record was signed moving forward....No pay from 1996 to today...

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Producing Group Health/Life Insurance - How Do I Aquire Other's Book Of Business?

Question by chris.whitelaw | Posted in Insurance

My partner is looking to expand his number of group cases, and would like to find a reliable resource or online listing of people willing to sell/give their book of group cases to another broker (my partner).

I'm actively pursuing starting-up a Group Benefits Brokerage, so extra cases & extra income would be beneficial as I already have 4 representatives ready to work towards my business plan.

We're based in St. Louis Missouri.

Thanks in advance if I get answers. Email me if this question directly applies to you!
Don't need a list of their cases, just a forum or place to get in contact with individuals wanting to get out of the game.

Answer: Log onto www.Agencies4sale.com.

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Health Insurance Advise; Have Member Id, Not In System???

Question by Who cares | Posted in Insurance

My company changed group insurance from one company to another with an effective date of 2-1-08. As of today, I still have not recieved a card or anything. Yesterday, the broker sent me over a page printed on insurance company letterhead with my member number and group number. When I try to use this info to login to to the website to print a temporary card, they have no record of me. When I call (I called 5 different customer service numbers) they have no record of me or my social security number. The broker is saying that there is nothing he can do because it has all been sent to them. The HR person at work can't do anything more than the broker and I can't get anyone at the insurance

Answer: write them a letter threatening legal steps you will take. tell them if they do not find your information, and can't find anyone who can, you will take them to court. insurance companies will do anything and i mean anything to avoid court in this kind of case. if something was to happen to you or your baby due to their unprofessional tactics, they could be sued for A LOT. and i mean obscene amounts. and they know this, so to get the ball rolling, tell them your next step will be to get a lawyer. they will find your records or make another record so fast their head will spin. they know the court will rule in your favor so they will avoid court definetely. insurance companies have to protect every

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Mutual Funds Investment & Insurance...?

Question by bLiNkiNPaRk | Posted in Investing

I was told by my friend to invest in mutual funds specifically in Phil Equity Phils in which after seeing his investment portfolia he got a 23% return in 10 months. Is this company http://www.img-corp.com/index.php a legal broker for mutual funds & insurance? He also offering me to invest in life & medical insurance at Kaiser Health Group (www.kaiserhealthgroup.com) for a total contract of around Php 230,000 payable in 5 years and would mature in 15 years and i can claim Php500000 return, at the age of 60 a whooping 2.8M and if i wait till i get 65yrs of age around4.2M. Is this company listed in SEC? Help im confused???!!! whether i will continue to invest or not!!!

Answer: Dont even bother. They are based in the Phillippines and an investment scheme (scam) that originates OUTSIDE of the US makes me leery. Stay away from them UNLESS you actually do live in the Phillippines.

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Insurance Information : Group Health Insurance Coverage for Individuals

Group health insurance coverage for individuals reduces costs, requires a certain percentage of a business to participate and may not be tailored ...

If it is just you «

by admin

There are moreover，besides，furthermore，further many different ways to recycle，reuse，reprocess，salvage money in taxes – one of which being the ability to deduct your health insurance premiums paid on Schedule C of your tax return against and up to... (Any unscrupulous agent that tries to tell you other wise is misrepresenting whatever product he or she is trying to sell you as health insurance when in fact it is probably a discount health plan or a health insurance indemnity plan with very... According to FL law, a health insurance company can decline your request for an individual health insurance policy derived from prior medical history (pre-existing conditions), height and weight restrictions, and other health related criteria....

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