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Why Should My Travel Insurance Be So High?

having recently had a triple heart bypass I find my travel insurance premium is hugely increased. While on the surface this sounds reasonable it only takes a little thought to see that I am now at much lower risk of a heart attack than I was last year.If anything my insurance should be lower. Now I dont expect that but I feel it needs explanation.
As a secondary question can anyone point me to a company that is more reasonable?
lifeplanz simply connects me to another site.


Answer: Depends on the company though.. Probably you must have picked up the wrong brand. You would have looked for the companies like: hdfcergo.com, icicipru, etc...

I have owned the policy with hdfcergo.com and I am completely satisfied with that. Though many friends of mine have bought from different companies depending on their salaries.

Those companies are meant for Indian people
 
 

Which Card Offers Affordable Travel Insurance For Delayed Flights?

I travel overseas once a year and during December flights are often delayed from JFK, New York due to inclement weather conditions(in which case the airlines don't have to offer any reimbursement for accommodation or food).

I have a Amex, Discover, Visa Signature, Mastercard(Citi PremierPass which has no annual fee) and Chase Freedom Mastercard.

I saw Amex Travel delay protection at https://www152.americanexpress.com/fsea/travel/travel_delay/product.do?intlink=premiumprotecthub_browsepromos_tdpmonitoring
which costs 9.99/per trip per passenger. But, I cannot enroll in it as I live in Florida which is not included for coverage.

I looked at


Answer: Look here
http://www.google.gr/search?q=+affordabl e+travel+insurance+for+delayed+flights%3 F&ie=utf-8&oe=utf-8&aq=t& ;rls=org.mozilla:el:official&client= firefox-a

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This Pre-existing Condition Coverable?

My friend has a pre-existing condition and we are worried that she won't get premium travel insurance for our trip. She was born with a heart disease and (pretty stupidly) dabbled in a bit of infrequent smoking a few years back. She's pretty healthy, just has a lower energy level then others. Anyway, she wrote that she stopped smoking 3 years ago - how does this help/hinder her chances of approval to cover?

She's been covered previously, but they never asked about smoking history, just wether she had done it recently. (which she hasn't).


Answer: If she hasn't smoked for three years then why is she even telling them she did at one point? She shouldn't even bother telling them, they have no clue if she does and even if they test her nicotine only can be detected for the up to the last 6 months.

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I Want Cheap Travel Insurance While In New Zealand?

I've been researching basic insurance plans for the New Zealand working holiday visa and the lowest rate I've found is $264.00 NZD for 12 months of coverage (http://www.orbitprotect.com/our-premiums -xidc76110.html). I want the absolute cheapest policy available. The only reason I'm buying it is because it's required by law. I only want a policy that is super basic and acceptable by NZ Immigration law. I don't want any BS luggage coverage etc.

29 year old Male from USA with no serious medical history, non-smoker, in great physical health.


Answer: 1 cover: http://www.1cover.co.nz/

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Car Insurance?

I'm 21 and needless to say full coverage insurance on a male is ridiculous. Allstate want to charge me $450 for coverage on a Sentra!!! I know it's based on stats with young male drivers being in more accidents or speeding or whatever, but I also know different things like being married helps bring it down. I own my own small business and wondering if anyone knew if that would bring down my insurance.

The reason for me asking is because when I rent a car at Enterprise there is an extra premium for renters under 25(like a male's insurance dropping at the age of 25), but since I have my own business they allow me to rent it at regular price.

Perhaps owning a business


Answer: Just shop around for some quotes. Almost every friend I have that has shopped around for lower rates has gone with Progressive. I'm 24, have full coverage on a Camry and have a few tickets and mine is under $200 a month. They also have excellent claims service!

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The Convenience of Applying Online: Travel Insured and Travelex ...

Both Travel Insured and Travelex Insurance companies offer a chance for travelers to get rates on travel insurance right online. You can apply for Travel Insured travel insurance right online and get a quote. Both Travel Insured and Travelex Insurance help prevent this from happening. You can pick your travel insurance package when it comes to both of these companies and cover yourself from loss when you are traveling. A traveler would have to wonder if it is worth it to insure the trip for an amount that rivals the cost of the trip....

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