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What Are The Types Of Accidents Insurances In The U.S. Except The Auto Insurance?i.e. Fire, Products.what Else

Question by Volkan | Posted in Insurance

I make a comparative research on types of accidents insurances that falls outside of auto ins. such as coverages only against fire, business financial liability, third party liability, products, products liability... just what policies are offered in the U.S.? All answers are much-appreciated!

Answer: Homeowners insurance, renter's insurance, Flood insurance and earthquake insurance.

Health insurance (both individual and group insurance through an employer). Not sure if these are included in your comparison, but they do cover accidents-for people.
 
 

Info On Auto Accidents And The Insurance?

Question by josine44 | Posted in Insurance & Registration

I would like to know that if your in a car accident after you pip is exhausted can your lawyer have the other insurer pip cover your medical expenses. Also on most insurance policies isn't the bodily injury coverage any where 100,000 and 300,000. The reason for this question is my insurance company wants me to pay for my shoulder surgery out of my settlement.

Answer: PIP is for those that are in your car. You can not file against the at fault parties PIP once yours is exhausted.

If the shoulder surgery is an injury from the car accident - then yes, you would reimburse the medical providers from the settlement proceeds.

Once settlement is reached - your lawyer will subtract his fee (usually 1/3). Then the medical providers are paid. You get what is left.

Since you have hired an attorney - you really should be addressing these questions to him. You will be paying him a very large chunk of any settlement you get. You hired him to handle your claim. That includes answering questions about it.

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What Agency Do Auto Insurance Companies Report Accidents To; Fault Or No Fault?

Question by Coco | Posted in Insurance & Registration


**Is there a central data base for current and future auto ins. companies to look at when giving an auto ins. quote? Kinda like a credit report or something.

Answer: The companies, or at least 95 percent of them, report to an outfit called CLUE--Comprehensive Loss Reporting Exchange--but it's not a government agency, just private. It's part of LEXIS-NEXIS, the big legal reporting outfit. Companies don't usually check CLUE when giving quotes, but they do check when underwriting a new applicant to check up on the facts.



https://www.choicetrust.com/servlet/com.kx.cs.servlets.CsServlet?usertype=c

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Auto Accidents And Insurance Checks In Texas?

Question by Kelly K | Posted in Insurance & Registration

when another car hits you and it is their fault does the insurance company write the check to you or the body shop?

Answer: IF YOU OWN THE VEHICLE OUT RIGHT MEANING THAT IT IS PAID FOR IN FULL WITH NO LIENS ON IT THEN THE CHECK WOULD BE MADE TO YOU.

WITH A LIEN ON IT THE CHECK WILL HAVE THE LIEN HOLDERS NAME ON IT AS WELL, SO THAT THEY WILL PROTECT THEIR ASSETS.

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Will My Auto Insurance Cover Any Accidents Caused By A Driver With A Learner's Permit?

Question by ninfragile19 | Posted in Insurance & Registration

I currently live in Massachusetts and I want to help a friend of mine obtain his license (he's 28 and has never attempted to get it until now). Assuming I'm in my car with him while he's behind the wheel at all times, will I be covered if he gets into an accident? I have collision and comprehensive on my policy

Answer: yes

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Iowa Car Accident Claims: What Insurance Corporations Don't Want You to Know

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Auto Accident Personal Injury Insurance Claim: How to Evaluate and ...

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