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What Is A Good Health Insurance For Small Business Owners?

Question by hellloooo | Posted in Insurance

i currently have blue cross of california but they raised the premium. it is the worst insurance in the world and a ppo to boot, so i can barely pick my doctors.

thank you in advance.

Answer: Blue Cross is one of the best carriers for the state of California. They offer the one of the best provider networks (nationwide access to providers) in the state.

You might want to look into their EmployeeElect portfolio of small business plans. They offer the ability for the employer to purchase on policy and set a defined contribution amount - normally $125 per employee - then the employee gets to elect between 13 different plans - if he/she chooses a plan that costs more than the $125 per month, the remaining premium is payroll deducted from his/her pay check.

Hope this helps
 
 

What Are The Best Health Insurance Options For Independant Business Owners?

Question by cory314159 | Posted in Insurance

A dear friend is purchasing a Salon soon. She has covered all her financial bases and made smart choices so far. HEr main concern now is health insurance. She has always worked for a company that provided insurance, with an employee contribution. She and her husband are african american, about 45 yrs old, the husband smokes, she does not. What are the options out there that are affordable? Cobra will do for now, but as you know, full health insurance premiums are very high, what reccommendations do you have?

Answer: She needs to go to her local agent that writes the rest of her insurance, and ask them for an individual health insurance policy quote. That's the ONLY way for her to go!!

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Health Insurance Question For Business Owners (for Health Economics Class)? (PLEASE READ DETAILS B4 ANSWERING)?

Question by owlprowler77 | Posted in Insurance

I actually have already asked these questions in this section, but I accidentally deleted it.

1. How much have your company's insurance costs increased over the last 5 years?
2. If the costs continue to increase over the next five years (at the same rate as it has over the last 5 years), what do you feel like your options are?

Also, please tell what type of business you own.

***Need answer by tomorrow afternoon (say, around 5 pm)

Answer: The answers get emailed to you, if you've chosen that option.

1. the insurance has gone up between 10% and 50% per year, over the past ten years, every year.

2. obviously, to buy a cheaper plan, which means less coverage, or to shift more of the cost to the employee.

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What Is A Good Health Insurance Plan For Small Business Owners?

Question by hellloooo | Posted in Small Business

i currently have blue cross of california but they raised the premium. it is the worst insurance in the world and a ppo to boot, so i can barely pick my doctors.

thank you in advance.

Answer: there is a company called administaff... they are a company that handles HR and benefits for small business. i saw something on them in forbes about 2 yrs ago.

http://www.administaff.com/index.asp

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What Kind Of Affordable Health Insurance Plan Is There For Small Business Owners?

Question by outkast_33265 | Posted in Insurance

I have a friend who is in the process of moving to Tx and is looking to start his own business but is hesitant because he has a wife and two kids and does not know what to do regarding health insurance.

Answer: One of the best options to consider are health savings accounts. They combine a high-deductible health plan (HDHP) with a cash savings account which is investible in almost any kind of investment.
You use the cash (which is put in, builds and spent tax free so long as it is on medical expenses) to pay off your medical expenses until you hit the deductible and then the health plan pays, except that routine care like doctor visits, etc. are covered first dollar by the health plan.

As a small business there are tax advantages to the business for doing this and as an employee you get tax advantages and the ability to use the cash for whatever you want (up to 65 as long as you

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Health Insurance Costs Rise—But Workers' Costs Rise More « Small ...

by admin

Between 2000 and 2010, premiums increased an average of 114 percent—but the amount employees contributed increased an average of 147 percent. Health insurance premiums have gone up for just about every company—which is nothing new. More companies are enrolling in health insurance plans with higher deductibles. Health insurance is on my mind right now because my company is reviewing its policy options....

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