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Fire Insurance Claims,would You Fudge A Little On The Contents List To Make Sure That You Receive Max Pay Out?

Question by shaneskf2112 | Posted in Insurance

we had coverage for 87,000 and i dont think it will add up after they depreciate everything,but cant replace for that

Answer: "fudging" is just a nice way of saying "insurance fraud".

Would I do it?

No.

It's a crime.
 
 

Does Anyone Know Where I Can Find A List Of Insurance Claims Fire Companies?

Question by Kitty M | Posted in Insurance


Answer: Hey just visit general insurance companies , they will give you list of the claims made.

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Can You Take Over A Fire Insurance Claim When Buying A House With An Open Case?

Question by Engine heart | Posted in Insurance

We are looking into buying a house that we just found out had a large fire in it. The owners did not have the right permits to continue renovating the house so are being forced out. If there is an open fire insurance claim would we likely take over that claim to put towards the renovations of the house? How can I find this out?

Answer: If there is a claim the only way to find out is to ask the owners. However, you cannot "take over" a claim. Any payout will be paid to the policy holder (owner) and, if applicable, the lien holder. They would have to sign the payout over to you.

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What Can I Do About Getting An Insurance Fire Claim?

Question by Neil P. | Posted in Insurance

Actually, it's not me, but a friend who has a business near me. A few months ago there was a fire at his business, total loss. Now he's going bankrupt and is fighting to get his insurance fire claim. What can he do to get help?!

Answer: This is a sticky issue. Getting an insurance fire claim can take a long time because insurance companies are loath to part with their money, especially if it's a big claim. Get a good lawyer, check your State Bar or look online.

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Public Adjusters: How Do They Make Their Fee On Fire Insurance Claim?

Question by John | Posted in Maintenance & Repairs

Shouldn't the homeowner's insurance pay you _ONLY_ the cost of repair? If so, how can someone make a 10% commission? Does the insurance pay additional fees if there is a public adjuster - specifically for the adjuster (versus appraising damage at higher rate)?

Answer: Public adjusters get their fee by overwriting the estimate both in scope and unit prices and under delivering on repair. The Insurance company owes for the damages only. Not the fees assessed by the P.A.(Public Adjuster)
Now, the reality of the situation is when a P.A. is involved in a claim, the insurance company is invariably going to pay more than if the P.A. was not involved but this is not to pay the 10% fee assessed and this is not to say that the Home owner is going to reap the benefit of the additional money paid by the insurance company.
The P.A. represents you against the Insurance company. The operative term being "against". You don't want to be in an

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Tips to Filing Fire Insurance Claims

The Insurance Claims Group www.insuranceclaimsgroup.com is a group of licensed, qualified, professional, insurance claim experts providing ...

Insurance claims for Boulder fire hit $21M – The Durango Herald ...

by james

BOULDER – Insurance companies estimate that the fire that swept through the canyons west of Boulder on Labor Day caused an estimated $217 million in damages, dwarfing Colorado’s previous record set by the Hayman Fire in 2002. Many counties along the Front Range and the mountains have issued fire bans, and many parts of the state remain under a red flag warning from the National Weather Service, which means dry and windy conditions make conditions ripe for a fire. The estimate from the Rocky Mountain Insurance Information Association includes destroyed homes, smoke damage, destroyed or damaged personal belongings and vehicles, and living expenses....

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