Where Is The Best Place To Compare Travel Insurance Products And Find The Best Value?

Question by Jamie McNab | Posted in Insurance

I am interested in worldwide travel insurance to cover multi activity, baby and US travel. But I want to get the most for my money, not just the cheapest

---

Answer: I would call an insurance broker - they have a range of policies that are half decent. Internet policies (aggregator especially) tend to exlcude pre-existing medical conditions, terrorism cover and have high excesses (to get the price down) whereas a broker will offer you a better policy. One of the best cover wise is the BIBA travel insurance scheme - £40 excess per person per incident (not per section) with a £80 excess maximum per family. The annual policy is 45 days a trip. With regards to activities, quite a range is covered but a broker will ask you about higher risk activities and recommend a policy that covers them.

 

In Travel Insurance Why Is There A Large Difference In Premiums When The Policies Are Similar?

Question by vik | Posted in Insurance

I have been comparing travel insurance for two people under 60 for four days in europe. I have checked the excess details and there is no considerable difference between the different insurers. The policies I viewed are almost identicle and where I have seen differences, they are negligible.

So why have I seen policies with premiums as high as £30 and some low as £6-£7 (and the insurance is covered by big insurers for the low ones I found too). I looked at the small print and again from what I could make of it, there was no considerable difference.

What's the difference then? What am I missing? and if it is as black and white as I can see, then is it worth me

---

Answer: As someone who's a qualified underwriter and once actually wrote the small print .................. Travel insurance as sold by travel agents is one huge scam. Once one sets aside the stuff sold by travel agents, the difference tends to hinge on three things: 1. the method of selling: companies geared up to selling on the internet have very low overheads compared to others 2. the strictness of underwriting i.e. how they treat "substandard lives." Some policies are only offered at standard rates to people who in effect have never had a day's illness in their lives. If you've ever been near a hospital for anything or if

Related Topics:

Cheap International Travel Insurance

Motor Insurance Group

Tax National Insurance Calculator

Family Health Insurance Plans

 

Is There A Travel Insurance Calculator On Yahoo? The Finance Pages Refer To It, But I Can't Find It.?

Question by Heather D | Posted in Other - Destinations

My partner and I, both senior cits, are going to NZ for 12 days in March. I am looking for the best policy for our needs and it's hard to compare from the individual websites. Perhaps something like iSelect for travel insurance in Australia?

---

Answer: I had a look, and I could not find one. Good luck.

Related Topics:

Churches Insurance

Motor Insurance For Women

Chamber Of Commerce Insurance

Compare Travel Insurance Uk

 

What Is The Best Travel Insurance Company To Use?

Question by Jess | Posted in Insurance

Im going away for a month in december to Australlia and need travel insurance. Does anyone know of any good companys. Tried the comparing websites and the cheapest one seems to be big blue cover and oinc.com but they dont have very good reviews.
Any help is greatfully recieved

---

Answer: Seems a lot of people went to Australia, My friend just back come, and i wanna visit, she said it is Amazing. I just bought my travel insurance http://www.holidayworkinginsurance.com/, and the guy already have some nice sort of travel insurances reviews and working insurance reviews.http://www.holidayworkinginsurance.com/p olicy-summaries/world-nomads/ , Hope help. Have fun

Related Topics:

Health Insurance Specialist

Motor Insurance Cover

The National Insurance

Compare The Insurance

 

Can Anyone Tell Where To Get The Cheapest Travel Insurance For Over 65's?

Question by leximp | Posted in Insurance

I need annual multi-trip insurance and because I am 67 the prices are outrageous compared to the under 65's.

---

Answer: Try Squaremouth. It's a comparison site that strips away products that are not available to you and allows a sort by price option. It should be easy to find the right travel insurance product. It also shows you which plans provide pre-existing medical cover. US Residents: http://www.squaremouth.com UK Residents: http://www.squaremouth.co.uk

Related Topics:

Health Insurance Quotes Small

Term Life Insurance Price Quote

Fiduciary Insurance

Compare Term Life Insurance Quote